Loan Center

Real Estate Loans

  • Primary Residence- purchase or refinance- fixed rates with terms to meet your needs.
  • Second/Vacation home- purchase or refinance- fixed rates with terms to meet your needs. 
  • Construction- for new construction, renovation or installation of manufactured or modular homes.
  • VA- purchase or refinance- fixed rates with terms to meet your needs.
  • Land only- purchase or refinance- fixed rates.
  • Investment property- 1-4 family at fixed rates, owner occupied.
  • Manufactured housing- single-wide or doublewide on its own parcel of land.
  • Home Equity Line of Credit- a revolving loan account in which your home serves as collateral.
  • Second Mortgages- a more traditional loan with a fixed amount of money repayable over a fixed period of time. 

Apply now

Roxanne M. Russell  NMLS# 580213
Mortgage Loan Originator

Terrance W. Allen  NMLS#486326
Mortgage/Commercial Loan Originator


Commercial Loans

Whether it is a short term or longer-term loan or a line of credit, Wells River Savings Bank is committed to ensuring the business community thrives.

InquireOr contact one of our commercial loan officers listed below to learn more.

Crystal Pearson
Wells River Office

Adam Pippin
Bradford Office

Consumer Loans

  • Auto Loans – We offer financing options for new or used cars, snowmobiles, 4 wheelers, motorcycles or campers.
  • Personal Loans- We offer a variety of personal loans.

For your convenience, below we have provided a Consumer Loan Application in PDF format.  You can easily print the document you need, complete, and return to the bank.  Completed applications can be mailed to WRSB, Attn: Consumer Loan Department, at P.O. Box 645, Wells River, VT 05081, or dropped off at any of our 5 branches. If at any point you need help or have questions, don't hesitate to contact us.  We're always happy to help.

Consumer Loan Application